Back Home: South Florida Federal Credit Union
Find Service Centers near youAccess Online Banking
Rates Menu
  • Dividend Rates
  • Share Certificates
  • Share IRA Certificates
  • Auto Loan
  • Personal Loan
  • Home Equity
  • Visa
  • Other Loans
  • Loan Calculator
  • Loan Calculator
  • Mortgage Calculator


  • *Use these tools to estimate your Loan information

    Notice
    *Rates may vary due to Credit Evaluation, Term Agreement and other applicable conditions.

    **Rates are subject to change and subject to Credit Union policies.

    Please contact us for up to date rate information.

    Office: 305.545.0744
    Online: Contact Form
    Application: Apply Online

    For further assistance, please contact our Vice President of Lending

    Last updated: August 19, 2010

  • South Florida Federal Credit Union - Current Rates
  • Dividend Rates
    Account Type Rate Annual Percentage Yield (APY)
    Share Savings0.35%0.35%
    Share Draft Checking0.00%0.00%
    Money Market0.75%0.75%
    Clubs (Holiday & Vacation)0.15%0.15%
    IRA - Education1.00%1.00%
    IRA - Roth1.00%1.00%
    IRA - Regular1.00%1.00%
    Share Certificates
    Certificate Type Rate Annual Percentage Yield (APY)
    3 Months0.60%0.60%
    6 Months0.75%0.75%
    9 Months1.00%1.00%
    12 Months1.10%1.11%
    13 MonthsN/AN/A
    18 Months1.30%1.31%
    24 Months1.40%1.41%
    30 Months1.50%1.51%
    36 Months1.60%1.61%
    48 Months1.70%1.71%
    60 Months2.40%2.41%
    $500.00 Minimum Deposit
    Share IRA Certificates
    Certificate Type Rate Annual Percentage Yield (APY)
    6 Months0.75%0.75%
    12 Months1.10%1.11%
    18 Months1.30%1.31%
    24 Months1.40%1.41%
    30 Months1.50%1.51%
    36 Months1.60%1.61%
    48 Months1.70%1.71%
    60 Months2.40%2.41%
    $500.00 Minimum Deposit
    Auto Loans
    Loan Type Term APR
    New Auto (up to 100% Financing)24 to 84 monthsas low as *4.40%
    Used Auto (up to 100% Financing)24 to 72 monthsas low as * 5.99%
    Used Luxury Auto24 to 72 monthsas low as * 5.99%
    New Tractor Trailer LoansUp to 84 monthsas loaw as *10.25%
    New & Used Boat36 to 180 monthsas low as *5.25%
    New & Used RV36 to 180 monthsas low as *5.15%
    Used Tractor Trailer LoansUp to 72 monthsas low as * 11.25%
    Motorcycle (up to 90% Financing)24 to 72 monthsas low as *9.75%
    * APR-Annual Percentage Rate. Credit Union loans are granted on the basis of credit worthniness, ability to repay and satisfactory collateral. Rates are suject to change without notice.
    Personal
    Loan Type APR
    Personal Line of Credit36 monthsas low as *13.90%
    APR-Annual Percentage Rate are based on member credit worthiness. Rates subject to change without notice.
    Home Equity
    Loan Type Term APR
    Home Equity - Line of Credit180 monthsas low as 6.75%
    Home Equity- Line of Credit240 monthsas low as 7.75%
    Second Mortgage84 to 240 monthsas low as *7.25%
    * APR-Annual Percentage Rate. Credit Union loans are granted on the basis of credit worthniness, ability to repay and satisfactory collateral. Rates are suject to change without notice
    Visa
    Loan Type APR
    Visa ClassicNo Bal Transfer fee, No Trans fee for purchases14.00%
    Visa GoldNo annual fee10.90%
    Shares Secured Visa 14.00 % APR.
    Other Loans
    Loan Type Term APR
    Share Certificate SecuredUp to the term of the certificate3.00% over current paying dividends
    Share SecuredUp to 60 months3.00% over current paying dividends
    Executive Line of Credit. Up to 120 months, Variable Rate, Prime plus 3.25%