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Paycheck Protection Program


The recent coronavirus relief bill signed by the President included $325 billion to fund additional Paycheck Protection Program forgivable business loans. The Small Business Administration is now accepting applications and we are ready to help our business members and our community.

While you assess the effects of the COVID-19 pandemic on your business, know that you are not alone. Resources are again available and we are here to work with you on customized solutions for your needs.

First time PPP applications will open on January 11, 2021. Applications from businesses who previously applied will open on January 13, 2021.

As with the first two rounds, we anticipate a strong response for assistance and an influx in applications, so we ask for your patience and understanding as we process them.

How to Apply

Businesses who previously applied for the PPP can utilize the same payroll information from the original loan. Note that your business will need to show a 25% reduction in gross income annually from 2019 to 2020. You may elect to provide the required documents for either 2019 or 2020, but all documentation must be from the same year.

In order to streamline the application process, please obtain the following documents our Checklist of Documentation Required, and complete a Payroll Expense Calculation Worksheet:

  1. NAICS code for your business' industry. This is often located on the front page of your business tax return, in the top left corner.
  2. 2019 or 2020 IRS Quarterly 940, 941 or 944 payroll reports.
  3. 2019 or 2020 annual payroll summary report showing the following information:
    • Gross wages for each employee, including officer(s) if paid W-2 wages
    • Paid time off for each employee
    • Vacation pay for each employee
    • Family medical leave pay for each employee
    • State and local taxes assessed on each employee's compensation
  4. Documentation showing 2019 or 2020 totals of all health insurance premiums paid by the business' owner(s) under a group health plan. This should include all employees and the business owners.
  5. Documentation showing the sum of all 2019 or 2020 retirement plan funding that was paid by the business owner(s). Do not include funding that came from employee paycheck deferrals.
    • Include all employees and the company owners
    • Include 401K plans, Simple IRA, SEP IRA's
  6. If you are an independent contractor, include your 1099s for 2019 or 2020.

Once the documents listed above have been obtained, start the PPP Application. Please note that the application must be accessed using the latest version of the following browsers: Chrome, Edge, Firefox and Safari. Internet Explorer is NOT supported.

If you require assistance, please contact us at

Apply Now

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