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Mortgage Loans

Credit Union Mortgage Association, Inc. (CUMA)

Whether you are a first time home buyer or are looking to refinance your home, our mortgage specialists at CUMA will guide you through each step and provide easy-to-understand answers to your questions, helping you feel confident and informed.

We offer a variety of home loans to meet your needs—all at very competitive rates!

Benefits include:

  • Historically low rates
  • Great time to buy or refinance
  • Lower than industry closing costs
  • First time buyers programs
  • Quick loan decisions made locally
  • Average closing under 30 days

For more information on the wide variety of options available, visit CUMA or call 844-429-8722. Members wishing to have a loan officer contact them for support may complete the online contact form.

Existing Mortgages

If you would like to contact us regarding any issues or concerns with your existing mortgage or home equity loan with South Florida FCU, A Division of Guardians Credit Union, please call (561) 686-4006, ext. 1002, Monday through Friday from 9:00 AM to 5:00 PM (EST). Or, you may send correspondence to:

South Florida FCU, A Division of Guardians Credit Union
Attn: Credit Support Department
PO Box 17554
West Palm Beach, FL 33406-7554

If you are contacting us by mail, please allow 10 business days from receipt of your correspondence to receive a written response.

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