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Online Services

Guardians One Online Banking

Guardians One Online Banking is a free service that allows you to access your accounts 24 hours a day, seven days a week from your home or office PC with Internet access. You can easily:

  • View account histories
  • Check balances
  • Transfer funds
  • Stop payments
  • Reset User IDs and passwords
  • Enroll for e-statements
  • Verify payment amounts
  • And much more!

Sign up for Guardians One Online Banking

Guardians One Mobile Banking

Never worry about running out of time to get to a branch. Our Guardians One Mobile Banking app offers convenient banking right from your phone, including making transfers and obtaining instant balances. Don't like typing passwords? Use facial recognition to log into your account. Plus, if you're traveling, it will give you location-finder services for ATMs. Download it now!

*Facial recognition available on newer models of Android and iPhone X and newer.


Introducing Zelle — a fast, safe and easy way to send money in minutes1 to friends, family and others you trust,2 using only their U.S. mobile number or email address. Use Zelle in your Guardians One Mobile Banking app or Guardians One Online Banking to send money directly from your bank account to theirs. With Zelle, you can also receive money directly into your bank account within minutes.1

Enroll with Zelle and get your money moving.

1Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

2Must have a deposit account at a financial institution in the U.S. to use Zelle.

Guardians One CardControl

Guardians One CardControl helps you control your debit and credit cards through your mobile device, making it easy to set alerts and manage your finances on the go.

Benefits of CardControl include:

Fraud Protection

  • Real-time alerts keep you informed when your cards are used.
  • Transaction controls allow your cards to work only in specific locations or geographic areas.
  • When your cards are "off," no withdrawals or purchases will be approved.

Control Spending

  • Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores.
  • Establish controls by location and change parameters via your mobile device.

Review Balances and Transactions

  • Monitor your finances anytime, anywhere by using the app to check your account balances or review recent card transactions.

Download the Guardians One CardControl app for Apple iOS and Google Android devices and register your cards today.

Remote Deposits

With SFFCU, A Division of Guardians CU's Remote Deposits, depositing checks is as easy as a few taps on your mobile device! Simply take a picture of your check on your phone and transmit the scanned images to us for secured posting and clearing. To enroll in this service, your account must meet the following requirements:

  • Account is not classified as dormant
  • Account has a current mailing address
  • No charged off accounts
  • Account must be opened for 30 or more days

Sign up for Remote Deposits


CUSERVE is a free service that gives you instant access to your accounts from any touch-tone phone 24 hours a day, every day! You can easily:

  • Check balances
  • Transfer funds
  • Verify payment amounts
  • And much more!

You can reach CUSERVE by calling 1-800-834-3495 and pressing "1". To sign up for CUSERVE, visit the credit union today!

CU Bill Pay

Receive and pay your bills online with CU Bill Pay!

  • Unlimited bill payments
  • Available to single sign-on right through Guardians One Online Banking, connecting through a secure site*
  • Track the status of all your payments
  • Save the cost of stamps and the time to write checks
  • Fast, easy and convenient
  • Additional services also available in CU Bill Pay including Pop Money and Account to Account Transfer
CU Bill Pay Monthly Fee
Premier ChoiceLoyalty PlusLoyaltyClassic PlusClassic
The low monthly charge for CU Bill Pay depends on your relationship tier and is less expensive than a book of stamps!

Pop Money

This service allows you to send money electronically using a mobile phone number or an email address.

Account to Account Transfer

This service gives you the capability of transferring money between your account with us and an external third-party financial institution based in the U.S.

*Regarding the single sign-on to CU Bill Pay through Guardians One Online Banking, if you have multiple accounts, you may choose to set up individual access to CU Bill Pay from each of those accounts. Or, if you wish to combine them under a single account login, please contact us to set it up for you. Please be aware that based on your relationship tier, there may be a fee associated with each individual CU Bill Pay account.


E-statements, electronic versions of your monthly account statements, allow you to securely view your statements online at any time, therefore eliminating the need for paper statements to be mailed to your home. They are FREE, fast, easy and convenient!

By signing up for e-statements, you will have access to your monthly statements right through Guardians One Online Banking. And as a courtesy, you will receive a monthly e-mail notifying you that your statement is ready for viewing. Plus, you can avoid the paper statement fee by having e-statements.

To enroll, log in to your account via Guardians One Online Banking. Not enrolled for Guardians One Online Banking? You can self-enroll here.

Once in Guardians One Online Banking, go to the "Your Preferences" tab. Upon reading the disclosure, select "Electronic" on the drop down menu under "Services." Then, continue and click yes to save the settings. You would then be enrolled!

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